Social Security Disability Work Credits

The number of work credits you need to qualify for disability benefits depends on your age when you become disabled. Generally, you need 40 credits, 20 of which were earned in the last 10 years ending with the year you become disabled. However, younger workers may qualify with fewer credits. The amount needed for a work credit changes from year to year. In 2004, for example, you earn one credit for each $900 of wages or self-employment income. When you've earned $3,600, you've earned your four credits for the year.

Work Credits Rules and Age Guidelines < 24: You may qualify for disability payments if you have 6 work credits earned in the 3-year period ending when your disability starts. 24 to 31: You may qualify if you have work credit for working half the time between age 21 and the time you become disabled. For example, if you become disabled at age 27, you would need work credit for 3 years of work (12 credits) out of the past 6 years (between ages 21 and 27). >31: In general, you need to have the number of work credits shown in the chart below. Unless you are blind, you must have earned at least 20 of the work credits in the 10 years immediately before you became disabled. The definition of disability, according to the Social Security Administration, is based on a person's ability to work. By definition, you are disabled under the Social Security rules if you can't do the same work you performed before you suffered medical problems. You must also prove that you can't adjust or learn another form of work because of your disability. Additionally, to satisfy the SSA's definition of disability, your condition must be long-term (lasting at least one year) or result in your death. The Social Security Administration has a very strict definition of disability. The SSA only pays for complete disability. You can not receive benefits if you are only partially disabled, or disabled for less than one year. The Social Security Administration assumes that you or your family will have other means of support, such as workers compensation or insurance, during a short term disability.This assumption may or may not be correct. You should contact our experienced Social Security Disability lawyers to protect your rights and make sure you receive all the benefits that you qualify for.

Social Security Disability Law Firm

Our Law Firm is experienced in the process of applying for Social Security Disability Benefits. We will help you navigate the difficult journey of getting the benefits you deserve. Our lawyers can help you with denied claims, and more importantly, help you meet all the qualification guidelines so we can prove the extent of your disability to the Social Security Administration before your application is denied. We can help you throughout the entire disability benefits application process. Help for Denied Disability Benefits If your claim for Social Security Disability Benefits is denied, our lawyers will present your case at the hearings, providing a strong defense in an effort to reverse a denied claim. Contact The Rasansky Law Firm for help with your Disability Benefits application or to fight a denied claim.


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