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Car Accidents with Property Damage Only (No Injuries)

Submitted by jrlaw on Apr 15th, 2015

Lawyer to Help With Property Damage After an Accident

In most cases, auto accidents do not result in personal injuries. Most accidents simply result in property damage. So do you need a lawyer for a car accident where no one was injured? The answer, surprisingly, is probably not.

More than likely you came to this page with hopes of finding someone who can help you get through the red tape involved after an auto accident in order to ensure no one takes advantage of you. In truth, unless you suffered personal injuries in the accident, it is unlikely you will need to hire an attorney.

Filing a Claim

While a personal injury law firm such as ours can help you file a property damage claim in cases that also involve personal injury, the claims process is pretty straight forward with regard to property damage. First and foremost, there is very little leeway in claims for property damage. This is unlike personal injury claims when insurance companies use a variety of methods in order to contest the value of the claim.

The claims process begins with the filing of the claim, and unlike personal injury claims, the monetary value of car repairs is a fixed amount. For this reason these claims take much less time than a personal injury claim—usually just a few days while you await completion of repairs to your car. It normally just takes a few telephone calls and emails to finalize a claim for vehicle damage - unless of course liability is being contested.

What to do at the Accident Scene

There are several things you need to do while you are still at the scene of the accident in order to ensure expedient and timely processing of your claim. Some of the most important actions include the following:

1. Notify the police.

Filing a police report can be extremely valuable. However, in some Texas cities police officers only respond to accidents that involve personal injury, traffic disruption, or lead to dangerous conditions. Regardless of the circumstances, you should still call the police.

2. Make note of any important information.

While you are still at the scene of the accident, write down any information that will be necessary when you file your claim for damages. Some of the things you want to have close at hand include:

  • Contact information of the other driver.
  • Insurance information of the other driver.
  • Any admissions the other driver makes.

3. Take pictures with your camera or cell phone.

Photograph all damage to the vehicle, tread marks, vehicle positions, and any other pertinent information in order to allow a full and accurate assessment of liability.

4. Make a list of any personal property that was damaged.

After the Accident

After the accident, it’s important to document any factors that may have contributed to the accident. For instance, the weather conditions may have played a role in the accident. Perhaps the driver who caused the accident was distracted by any number of factors (mobile phone use, road construction, cars on the side of the road, etc).

If you feel that you may have suffered an injury (even if not discovered for days), seek actual medical treatment as soon as possible. In order to file a claim for personal injury damages, you must be able to substantiate your claim. Additionally, if you would like to file a claim for your injury, call a lawyer first! Your attorney will do all the work for you to ensure that you have the best chance at a substantial recovery.

If there was no injury, call your own insurance company and report the accident. Begin your claim and provide your insurance company with all of the information you've collected.

For more information or to speak with a Texas personal injury lawyer about your car accident case, call Rasansky Law Firm at 1-877-659-1620 today.