You've Had An Accident: What You Should And Should Not Do

First thing I want to make sure you do is not talk to an insurance company. That, to me, is the biggest mistake you can make. They're going to use every statement you make against you at a later time. These folks that talk to you are trained, specialized and knowledgeable to use the information they get from you against you. So don't talk to an insurance company because unless you know what you're doing, they are going to use it against you. So that's the first thing I would advise you to do.

The second thing you need to do is if you're injured is make sure that you go to a doctor. You need to get your medical condition documented and you need to go to a reputable doctor. I wouldn't go to a doctor that necessarily advertises on TV all the time, and you know who I'm talking about, but go to a doctor that you trust, whether it's your own family doctor who can refer you someplace else or go to a hospital emergency room, but it's important to go see a doctor now.

Third thing you need to do is make sure that you talk to a lawyer and talk to more than one lawyer. Make sure you feel comfortable talking to the lawyer or make sure that you feel comfortable talking to a lawyer that you trust.

If your car's been damaged, you obviously need to take photographs. Take photographs of your own injuries. If you have bruises on your body, you need to take pictures of yourself. I'd also start keeping a diary of anything that aches, any body parts of yours that are injured. Start keeping a diary of anything that affects you, how has the accident affected your daily life, anything like that.

If you talk to anybody at the accident scene, write down all of their information. Make sure you keep everything together so you don't lose anything. If there's anybody that you need to talk to that was a witness, make sure you have all of that information together. If you want to get a copy of the police report, you need to make sure that you understand that it may not be available for seven to 10 days. But a lawyer can help you get through all that information, gather up all that information. The most important thing you need to do is take care of yourself because a lawyer or whoever you hire can handle all the nitty-gritty paperwork. At this point in time, you know, while you're searching the Internet or looking through how you're going to handle this claim, you need to make sure you're taking care of yourself.

Number two, you need to make sure that you go to a doctor if you've been hurt. You need to make sure that your medical condition is well-documented. Make sure you either go to an emergency room or a doctor that you trust.

Number three, you need to start keeping notes or a diary of everything that you can remember. How did the accident happen? Who did what, when, where and why? If there were any witnesses, make sure that you keep their information in your diary. If you need to call them and talk to them, do it. Write down notes. If you need to take pictures of your car to document the damage to your car, make sure that you do that. If you need to call your own insurance company in order to make a claim, make sure that you do that as well.

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